Privacy Policy
Horizon Insure Business Group (“we”, “us”) respects your privacy. This policy explains what information we collect when you visit www.hbginsure.com, how we use it, and the choices you have.
Information we collect
- Information you give us. When you request a Plan Design Audit or plan comparison, we collect the details you enter, such as your name, business name, email, phone number and any benefit summary you choose to share.
- Newsletter sign-ups. If you subscribe to our insights, we store your email address and the date you subscribed.
- Usage information. Like most websites, our hosting provider automatically logs technical data such as browser type, pages visited and IP address for security and performance purposes.
- Tools on this site. The Benefits Cost Calculator runs entirely in your browser and the figures you enter are not sent to us. Renewal checklist progress is saved only in your own browser.
- Chat assistant. Questions you type into the on-site assistant are sent to our server only to look up an answer from content published on this website. We do not store or log those messages, and the conversation is kept only in your browser session. Please do not enter sensitive personal or health information in the chat.
How we use information
- To respond to your request and prepare your Plan Design Audit or plan comparison.
- To contact you about insurance and employee benefits services you asked about.
- To send newsletter content you subscribed to. Every email includes a way to unsubscribe.
- To keep the website secure, prevent abuse and improve performance.
We do not sell your personal information.
Service providers
Audit request forms are provided by our customer relationship platform (HighLevel / LeadConnector), which processes submissions on our behalf. The website is hosted on Vercel and newsletter subscriptions are stored in a secured Neon PostgreSQL database. These providers only process information as needed to deliver their services to us.
Cookies
When you first visit, we ask how you would like cookies handled. Your choice is saved in your browser for twelve months and you can change it at any time using .
- Essential cookies and browser storage keep the site secure, remember your cookie choice and let forms submit. These are always on.
- Analytics tools, if we enable them, run only after you allow them and are used to understand which pages are helpful.
- Marketing tools, such as embedded CRM or scheduling widgets that measure campaign results, run only with your permission. Embedded audit request forms may set cookies required for the form itself to work.
This site does not use advertising cookies. You can also block or delete cookies through your browser settings.
Data retention and security
We keep information only as long as needed for the purposes above or as required by law, and we use reasonable administrative and technical safeguards, including encrypted connections (HTTPS), to protect it.
Your choices
You may request access to, correction of, or deletion of your personal information, or unsubscribe from emails at any time, by contacting us at chris@hbginsure.com or 215-370-6019.
Children's privacy
This website is intended for business owners and HR professionals and is not directed to children under 13.
Changes to this policy
We may update this policy from time to time. The “last updated” date above shows when it was last revised.
Use of this website is also governed by our Terms of Use.